Most small business start-ups are financed with a combination of personal savings, investments from friends and family, micro-business loans and personal credit cards. It is important for a business to have its own credit that is seperate from the owner’s personal credit. Business credit scores help lenders, suppliers and other creditors quickly evaluate whether a business will pay its bills on time.

Business credit scores range from 0 to 100, with 0 representing a high risk and 100 representing a low risk. This workshop will define business credit, why business owners need it, when to build business credit, business credit bureaus, and business credit building basics.