PACE is a non-profit organization with over 20 years of experience providing affordable loans to entrepreneurs and business owners.

PACE originates small business loans to small businesses throughout Los Angeles. PACE’s small business lending arm, PACE Finance Corporation (PFC) is a Community Development Financial Institution (CDFI) in the Los Angeles area that supports small business owners with the goal of creating & sustaining jobs and businesses in low-to-moderate income communities by providing high-quality economic development services. PACE also offers assistance in loan packaging and submitting those packages to various financial institutions for funding. There are a number of different financing options available and PACE’s experienced Loan Officers are trained to help you navigate through these programs to find the right one for you and to assist you with the application process. We aim to ensure that our clients are prepared for financing and strive to educate them about all the lending requirements and qualification criteria.

As a designated SBA Community Advantage Lender, PACE is known for funding businesses that have been turned down by traditional financial institutions. Headquartered in Downtown Los Angeles, PACE has over 20 years of experience in providing SBA business loans, direct financial assistance, consultation services, and entrepreneurial training to individuals and businesses.

“There is a lot of misinformation and myths about loans and financing…PACE helps tell the REAL story, gives you accurate information about your financing options, and works with you as an individual to figure out what kind of financing YOU can get.” –Chrysta Wilson, Kiss My Bundt

A good place to learn about how to qualify for a business loan and to determine your eligibility and readiness is to attend one of our Access to Capital Workshops.  Every month we offer a seminar that sheds light on how to qualify for a business loan and how lenders make lending decisions based on credit analysis.  This seminar emphasizes the importance of sound financial management as the primary means to demonstrate your creditworthiness.

Approved to offer SBA loan products under SBA’s Microloan programs.


PACE puts business capital within your reach. With competitive interest rates and no fee to apply, there’s never been a better time to get a small business loan.


Looking to learn more about building good financial habits and business management techniques? PACE can also help. Our knowledgeable business counselors and workshops make it easy to become find solutions for your business.

Questions? Call (213) 353-9400 – to get more information.

Besides the financial workshops and credit building counseling, PACE Business Development Center has been providing various low requirement financial programs with different funding sources and partnerships, which includes funds from the Small Business Administration and the City of Los Angeles. Those programs are specially designed for small business owners and business start-ups. Terms are great, and document requirements are usually low. Please visit the following pages as our most recent financial programs:

The HSBC Secured Credit Card program provides business and credit counseling, matched savings grants, and access to the mainstream banking system to those seeking to improve their financial stability. Participants who successfully save $500.00 will receive a $500.00 matched savings grant.  The total $1,000.00 is then available for use to open an HSBC Secured Credit Card.

For those who haven’t built up enough credit history and are unable to get a loan from banks, the Mini-Microloan is designed for them to make the first step towards success. This loan program is sponsored by a local bank partner. The requirements are attainable; clean car title, low documents, and a good credit score. This program is also available to small business owners who want a loan for small working capital or purchasing small equipment.

The processing of this loan only takes 5 days. With qualification satisfied, you can get a loan from $5,000 up to $75,000. Check out the program page to see whether you are qualified.

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